Chase Cd Account
Chase's rates for CDs are only competitive with comparable banks if customers get the 'relationship rates' by opening and linking a Chase checking account to their CD. Earned interest can be withdrawn without penalty and paid to any linked account on a monthly, quarterly, or annual basis. Chase CD rates Chase offers standard rates and special rates for those customers who also have checking accounts with Chase or who maintain a certain balance. Let’s take a closer look at the.
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Does Chase Offer Cd Accounts
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It’s never too early to begin saving. Talk with a banker at Chase Bankto see how CDs help you put money aside for a better future. You pick the term and earn a fixed rate of return on Chase Certificates of Deposits. You can choose a term as short as 1 month or as long as 120 months, with rates starting from 0.02% APY to as high as 0.90% APY. With a CD, you’ll always know exactly what interest rate you’ll receive during the term. And you can easily roll you CD over at the end of its term to keep your savings growing!
Chase CD rates are determined by your balance at the beginning of your CD term. Therefore, with a higher balance you can earn better interest rates. Footnote (Opens Overlay) The CD rate and term is fixed through the maturity date.
Choose the checking account that works best for you. See our Chase Total Checking ® offer for new customers. Make purchases with your debit card, and bank from almost anywhere with your phone, tablet or computer and at our 16,000 ATMs and more than 4,700 branches nationwide. Chase Bank Review: Checking, Savings and CDs. Chase’s size and its broad range of financial products offer customers convenience, but some of its bank accounts come with high fees and low rates. For the renewal term, your CD will earn the CD relationship rate as long as it's linked to a qualifying Chase personal checking account. If your CD is closed during the grace period, it won't earn interest on or after the maturity date.
CIT BANK CD TERM | RATE | LINK |
12-Month Term | 0.30% APY | Apply Now |
13-Month Term | 0.35% APY | Apply Now |
18-Month Term | 0.30% APY | Apply Now |
4-Year Term | 0.50% APY | Apply Now |
Table of Contents
Chase Bank CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.02% – 0.90%
- Availability: Nationwide
- Locations: Nationwide (locator)
- CD Lengths: 1 – 120 months
- Credit Inquiry:Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $1000
- Maximum Balance: $100,000
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, you will have 10 days after maturity to withdraw or cancel the automatic renewal.
Chase Bank CD Terms:
- 0.02% APY for a 1-Month CD
- 0.02% APY for a 2-Month CD
- 0.02% APY for a 3-Month CD
- 0.02% APY for a 6-Month CD
- 0.02% APY for a 9-Month CD
- 0.02% APY for a 12-Month CD
- 0.05% APY for a 15-Month CD
- 0.15% APY for a 18-Month CD
- 0.15% APY for a 21-Month CD
- 0.15% APY for a 24-Month CD
- 0.15% APY for a 30-Month CD
- 0.15% APY for a 36-Month CD
- 0.25% APY for a 42-Month CD
- 0.25% APY for a 48-Month CD
- 0.35% APY for a 60-Month CD
- 0.35% APY for a 84-Month CD
- 0.90% APY for a 120-Month CD
Why You Should Apply for This Account:
Easy to Open: If you have a personal Chase checking account, you can open your CD account online using your existing checking or savings account to fund your CD.
Peach of mind, at no extra charge: Like Chase savings accounts, CDs have the security of . The base coverage amount is $250,000 for each depositor for all combined deposits in the same bank. However, if you have joint and individual accounts, you and your spouse may be eligible for additional coverage.
Better Interest Rate: With a CD you commit the amount you want to save for a specified period of time and lock in your rate at account opening, but there are penalties for early withdrawal. CDs may come with the benefit of higher interest rates than our traditional savings accounts.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Bottom Line:
Check out Chase Bank online CD accounts and earn interest rate up to 0.90% APY. With a low opening minimum deposit of $1,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Chase Bank. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Ratesin the country from the HMB list!
Chase Cd Account Fees
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Chase Cd Account Review
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