Deposit Rate
Savings Accounts
Savings Account
| Minimum Balance | Rate | APY |
|---|---|---|
| $5.00 | .10% | .10% |
Effective 06/01/2015Looking for stronger growth with a longstanding New York bank? You'll find it at Apple Bank. We've structured our deposit rates to work in your best interests. From our checking, savings and money market accounts to our CDs, you'll get more from your money when you deposit. CDs allow you to take advantage of a high-rate climate and lock in a good rate for the length of the term, unlike the variable rates offered by savings accounts. CDs let you protect your assets against the chance rates could decline through the term of the deposit. .APY (Annual Percentage Yield): Assumes interest remains on deposit until maturity. Rate of Interest: For savings accounts, all other types including NOW accounts, and all certificates of deposit except the 24 month IRA certificate and the Christmas Club, the interest rates may be changed weekly, on Tuesday of each week. The interest rate. What Is a Deposit Interest Rate? The deposit interest rate is paid by financial institutions to deposit account holders. Deposit accounts include certificates of deposit (CD), savings accounts,.
Individual Retirement Account (IRA) Savings
| Minimum Balance | Rate | APY |
|---|---|---|
| $5.00 | .10% | .10% |
Interest rates may vary for deposit accounts other than time deposits, non-interest checking and business checking. NOTES:.Requires $50.00 opening deposit. APY=Annual Percentage Yield – Fees may reduce earnings. $.01 is required to obtain the APY and minimum deposit.
Effective 06/01/2015Christmas Club Account
| Minimum Balance | Rate | APY |
|---|---|---|
| $0 | .10% | .10% |
Deposit Rate In India
Effective 03/28/2018Vacation Club Account
| Minimum Balance | Rate | APY |
|---|---|---|
| $0 | .10% | .10% |
Certificates
Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 6 - Month Certificate | $500 | .39% | .40% |
| 1 - Year Certificate | $500 | .59% | .60% |
| 2 - Year Certificate | $500 | .69% | .70% |
| 3 - Year Certificate | $500 | .74% | .75% |
| 5 - Year Certificate | $500 | .89% | .90% |
| 1 - Year Jumbo Certificate | $100,000 | .64% | .65% |
| 2 - Year Jumbo Certificate | $100,000 | .74% | .75% |
IRA Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 6 - Month Certificate | $500 | .39% | .40% |
| 1 - Year Certificate | $500 | .59% | .60% |
| 2 - Year Certificate | $500 | .69% | .70% |
| 3 - Year Certificate | $500 | .74% | .75% |
| 5 - Year Certificate | $500 | .89% | .90% |
| 1 - Year Jumbo Certificate | $100,000 | .64% | .65% |
| 2 - Year Jumbo Certificate | $100,000 | .74% | .75% |
Health Savings Account (HSA) Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 6 - Month Certificate | $500 | .39% | .40% |
| 1 - Year Certificate | $500 | .59% | .60% |
| 2 - Year Certificate | $500 | .69% | .70% |
| 3 - Year Certificate | $500 | .74% | .75% |
Money Market Accounts
Thrive Money Market
| Deposit Amount | Rate | APY |
|---|---|---|
| $100 - $4,999.99 | .14% | .15% |
| $5,000 - $24,999.99 | .29% | .30% |
| $25,000+ | .49% | .50% |
IRA Money Market
| Deposit Amount | Rate | APY |
|---|---|---|
| $100 - $4,999.99 | .14% | .15% |
| $5,000 - $24,999.99 | .29% | .30% |
| $25,000+ | .49% | .50% |
Checking Accounts
Choice Checking
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $4,999.99 | .05% | .05% |
| $5,000+ | .10% | .10% |
Amplified High-Yield Checking*
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $1,499.99 | .05% | .05% |
| $1,500 - $49,999.99 | .20% | .20% |
| $50,000 - $249,999.99 | .69% | .70% |
| $250,000 - $999,999.99 (br) (Variable based on 1-Month Treasury Bill) | .69% | .70% |
| $1,000,000+ (br) (Variable based on 1-Month Treasury Bill) | .69% | .70% |
HSA Checking Account
| Deposit Amount | Rate | APY |
|---|---|---|
| $0 | .10% | .10% |
APY = Annual Percentage Yield. Rates are subject to change. Please call: 513.243.4328 or 800.542.7093 with questions. Disclosures are available upon request.
*Amplified High-Yield Checking: If your average daily balance is below $1,500, you will incur a $15 monthly maintenance fee. To earn dividends, you must have a balance greater than $0. Dividend rates are based on the account balance and account tier. The tiers are as follows: Tier 1 daily balance of $0.01 to $1,499.99; Tier 2 daily balance of $1,500 to $49,999.99; Tier 3 daily balance of $50,000 to $249,999.99; Tier 4 daily balance of $250,000 to $999,999.99 (1-Month Treasury Bill); Tier 5 daily balance of 1,000,000 or more (1-Month Treasury Bill). Tiers 4 and 5 are subject to variable-rate pricing and will adjust weekly. Under no circumstance will Tier 4 and Tier 5 rates be less than the stated Tier 3 rate. We will update this rate weekly on Tuesday to reflect the previous Friday’s 1-Month Treasury Bill rate. If the preceding Friday, Monday, or Tuesday are an observed holiday, the rates will be updated the following Wednesday. The 1-Month Treasury Bill rate can be found from the U.S. Department of Treasury site under the “Daily Treasury Yield Curve Rate” drop down option. We use the daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account. You will receive the accrued dividends if you close your account before dividends are posted. Annual Percentage Yield will vary due to account activity and balance. Fees may reduce earnings.
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We are committed to consistently offering some of the most competitive CD and Money Market rates in the nation. Grow your money with CFG when you choose one of our favorable savings options.
Rates offered do not apply to business accounts.
Rates are accurate as of 1/26/2021
| Account | Minimum Deposit to Open | Minimum Daily Balance to Obtain Annual Percentage Yield (APY) | Details | Interest Rate | APY |
|---|---|---|---|---|---|
12 Month CD Online and in Branch | $500 | $500 | No additional deposits after initial deposit | 0.67% | 0.67% |
| 13 Month CD Online and in Branch | $500 | $500 | One-Time Penalty Free Withdrawal during the Term of the Certificate | 0.62% | 0.62% |
| 18 Month CD Online and In Branch | $500 | $500 | No Additional Deposits After Initial Deposit | 0.62% | 0.62% |
| 33 Month CD Online and In Branch | $500 | $500 | No Additional Deposits After Initial Deposit | 0.72% | 0.72% |
| 60 Month CD Online and in Branch | $500 | $500 | No Additional Deposits After Initial Deposit | 0.82% | 0.82% |
| CFG High Yield Money Market Online and in Branch* | $1,000 | $1,000.00 - $24,999.99 | May Add Deposits at Anytime, No Check Writing Privileges, New Funds Only | 0.56% | 0.56% |
| CFG High Yield Money Market Online and in Branch* | $1,000 | $25,000.+ | May Add Deposits at Anytime, No Check Writing Privileges, New Funds Only | 0.66% | 0.66% |
Rates are subject to change at any time.
Deposit Rate Ecb
Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.
Money Market accounts - Federal regulations and the deposit agreement impose limits on the number of certain types of withdrawals and transfers you can make each month from your Money Market account. You may make no more than a total of six (6) automatic or preauthorized transfers, telephone transfers, Online Banking transfers, or payment from your account each month, including payments by checks, drafts and debit cards to third parties. You can, however, make unlimited withdrawals in person at the bank, at an ATM or by mail. By Federal regulation, violations of these transaction limits will subject the account to closure. See fee schedule for excessive transaction fee and other fees that may apply to your account.
Tiering Levels and Applicable Interest Rates that Apply to Your Account – The interest rate to be paid on your account is determined by the daily balance in your account. If your daily balance is within a range on the chart above, the interest rate and the Annual Percentage Yield paid on the entire balance in your account will be the rate and yield noted for that balance.
*High Yield Money Market accounts (NO CHECK WRITING PRIVILEGES) Once funding occurs the daily external transfer limit for the CFG High Yield Money Market Account is $5,000. Your external transfers may not exceed $30,000 in a 30-day rolling period.
For Certificates of Deposit: No additional deposits are permitted after initial deposit. The minimum balance for all CDs is $500, and the maximum deposit is $250,000. Fees could reduce the earnings on the account. These accounts are subject to an early withdrawal penalty. All accounts are subject to a 7 days interest penalty if withdrawal occurs within 6 days of account opening.
Deposit Rates In Us
The rates are accurate as of January 26, 2021.
CFG Bank reserves the right to decline a request for a deposit account or for a deposit.
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